Comenity Westgate Credit Card – Mastercard Review:

If you’re looking forward to that time of the year when you can finally rest, relax, and unwind at a Westgate Resort, Comenity Bank has a way for you to get the most out of your vacation. Sign up for a Westgate Mastercard credit card one of any credit cards offered in conjunction with comenity and get rewarded for your loyalty to the resort. With 29 loc

ations and counting, the fun never ends and the excitement never stops when you’re at a Westgate Resort. A day is never the same as there are so many activities you can do, theme parks to explore, and restaurants to dine at. Having a Westgate Mastercard credit card in your back pocket will make sure you’re getting out the most of your vacation.

What Is Westgate Resort?

Westgate Resort is a popular vacation destination spot that was founded by David A. Siegel in 1982.It operates as a timeshare resort whereby the property is divided into units, usually the resort accommodations, that are owned by multiple shareholders. Ownership is shared by allocating each shareholder a specific period of time to use the unit or resort accommodation. Westgate Resort is a subsidiary of Central Florida Investments (CFI).

The resort had humble beginnings in 1982 starting out with a 16-unit location in Central Florida called Westgate Vacation Villas. After 14 years, the company opened its second location in Miami called Westgate Resorts Lakes and Spa. The following year, a third location was opened in Daytona Beach called Westgate Towers.

comenity blue nile card in wallet

2 years passed before the company opened its fourth location called Westgate Smoky Mountain Resort and Spa. By the time the new millennium rolled in, the company had continued its expansion plans to include resorts in Orlando, New York, Branson, Cocoa Beach, Gatlinburg, Mesa, Park City, Pigeon Forge, Tunica, and Williamsburg. Today, the resort has grown to over 14,000 villas that are managed by a reported total of 10,000 employees.

Westgate Rewards Mastercard

Westgate Resorts formally launched the Westgate Rewards Mastercard in June 13, 2013. The credit card is developed by Comenity Bank, a credit card company that specialises in co-branding. For the Westgate Mastercard, Comenity has collaborated with Alliance Data Systems Corporation, a widely recognised expert in co-branding and data-driven marketing processes.

As a cardholder, you’ll be granted access to a comprehensive suite of services that include activation and management of your online account and the availability of generous financing packages for your planned purchases. Thus, if your application for a Westgate Rewards Mastercard is approved, you can use it to finance your timeshare down-payment over a period of 6 months with a deferred interest payment plan. Here is a short list of benefits you can expect to receive when you get approved as a Westgate Rewards Mastercard holder.

westgate resort

Main features:

  • Redeemable US$25 certificate worth of rewards for every 2,500 points.
  • 4,000 bonus points for every US$500 spent.
  • No annual fee.

Westgate Credit Card Login – How To View Mastercard Rewards:

The proceeds of the reward certificates can be applied to discount programs and promotions on the resort’s various facilities, amenities, and accommodations. You can apply for the credit card at the reception area/guest services desk at the resort or you can go online and apply on their westgate rewards mastercard login at www.WestgateCreditCard.com.

A Review Of The Westgate Rewards Mastercard Rewards System

With a Westgate Rewards Mastercard in tow, you won’t be as unsure when making purchases at the resort as well as for other needs such as gas and groceries. If the cost of the timeshare seems expensive, having it financed through the rewards card’s 6 months’ deferred interest payment plan will make it easier to become a shareholder at Westgate Resort. Add to that the fact you don’t have to worry about making annual membership fees.

You’re also generously rewarded with a 4,000 points bonus for using the rewards card to pay for US$500 worth of purchases outside the resort. To avail of the bonus, you must spend US$500 within 60 days of receiving your card. The drawback of having a Westgate Rewards Mastercard is that you won’t receive enticing offers typically offered by other resorts. This list of offers includes free room upgrades and complimentary breakfasts.In fact, you’ll have to pay Westgate to use its Wi-Fi services.

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The rewards are redeemable by applying the US$25 certificates. Every time you accumulate 2,500 points, reward certificates are prepared in time for the new billing period. You can be rewarded with as many certificates as possible. So if you use the card to pay for US$15,000 worth of purchases, you will receive a total of six US$25 certificates. These certificates will be reflected in your billing statement. You can use the rewards certificates to pay for your stay. Unfortunately, you can’t use them to cover your expenses at Westgate Travel and Cruise.

Where can you use the Westgate Rewards Mastercard?

Below is a list of businesses where you can redeem your westgate credit card rewards:

  • Westgate Travel Club products
  • Vacation guard
  • Mortgage payments
  • Serenity spa
  • Payment of HOA fee
  • All resort restaurants
  • Developer exchange fees
  • Resort attractions
  • Room reservations
  • Stores, retailers on the resort

Conclusion

So should you avail of a Westgate Rewards Mastercard? If you own a timeshare at Westgate Resort, getting this rewards card will allow you maximise the benefits of your property ownership and the card will make it easier to fund your purchases by rewarding with points that can be redeemed when you receive your billing statement. The biggest benefit would be for those who might be tight on funds but are loyal patrons of the resort and want to avail of a timeshare. The card’s 6 months’ deferred interest payment plan is too good to pass up.

However, if you don’t own a timeshare or plan to acquire one, you might be better off with another travel card because the Westgate Rewards Mastercard doesn’t have the usual perks such as room upgrades and free breakfasts. Also, the products and services on which you can redeem the rewards certificates are comparatively limited.