Walmart Pay – How To Use

Do you remember the first time you used a credit card? You must have felt like the richest person in the world. No need for cash. Pick out anything you wanted and just swipe the piece of plastic inside a scanning machine.

The innovations in digital technology have taken the credit to the next level and beyond. Now, you get rewarded for spending. Technology has also created payment platforms that allow you to shop without having to pull out a credit card and have it swiped.

All you have to do is to download the payment app called a digital wallet and tap.

An example of a digital wallet is Walmart Pay. With this mobile wallet in your phone, you can leave home without it – your credit card. Impressed so far?

If you’re intrigued because you’re a frequent shopper at Sam Walton’s chain of superstores, stick around and we’ll teach you everything you need to know about Walmart Pay.

Walmart Pay – What Is It And What Are Its Features?

Walmart, the largest chain of superstores and department stores in the world, has embraced technology and invested in its own digital wallet app called Walmart Pay.

This app was designed specifically for use at Walmart stores because other digital wallets such as Apple Pay, Samsung Pay, and Google Pay aren’t accepted.

The reason for this is that the Walmart Pay system uses a QR code to facilitate the transaction. With the QR code in place, Walmart can retrieve more data about their customers which the company can use to improve the shopping experience.

person using walmart pay on cell phone

Using At Self Checkout

Once you download the Walmart Pay app on your smartphone, you can leave your credit cards at home. Everything that you need to do to shop is on your phone.

Walmart Pay offers you a touch-free alternative to paying for your purchases. At Walmart, there are self-service checkout counters. Bring your shopping cart there and scan your goods at the scanning device on the checkout counter.

Then, open the Walmart Pay app on your phone. Look for the QR code on the register and scan it with your smartphone. The receipt for your purchase will be stored on the app.

Paperless, effortless, cashless – shopping with Walmart Pay is very convenient.

Do you have Walmart Gift Cards, prepaid cards, eGift Cards, and paper coupons? You can use them with Walmart Pay.

For the paper coupons, make sure you have them with you when you go to a Walmart store. Surrender them to the cashier during checkout. Lastly, there’s no cost to download Walmart Pay. The app is for free.

Using Walmart Pay On Your iPhone Or Android Cell Phone

qr code on cell phone

Walmart Pay is a no-frills digital wallet that’s easy to use. To activate one, you have to provide information about your debit card, credit card, and gift cards.

You can find versions for both iPhone iOS and Android operating systems. You can also use the app at shops that accept Mastercard, VISA, Discover, and American Express. If we’ve convinced you about the benefits of using Walmart Pay, you can have it available on your smartphone with a few easy steps.

  • Step 1 – Download the Walmart Pay app.
  • Step 2 – Open the app.
  • Step 3 – Tap on “Service”.
  • Step 4 – Tap “Walmart Pay”.
  • Step 5 – Follow the instructions on “Get Started”.
  • Step 6 – Go to and create an account.
  • Step 7 – Choose a payment method: credit card, debit card, rewards credit card, or gift card. Make sure you enter the correct information.

Next, wait for a few seconds as the system processes your information. Once the setup of your account has been approved, tap “Got It”. Now, you’re ready to use the digital wallet at your nearest Walmart store. Leave your credit card at home and there’s no need to have too much cash in your leather wallet.

Don’t worry as Walmart Pay is a safe and secure way to facilitate online payments. According to Walmart, the payment platform incorporates multiple layers of security processes to ensure that customers are adequately protected from threats of cyber theft.

Likewise, the company maintains that the developers of the system regularly update the security processes and programs used to safeguard the network.

If you’ll notice, the Walmart URL is preceded by “https” or you might see the padlock icon. These letters and the icon indicate that the website is covered by SSL or Secure Sockets Layer certificates.

SSL uses encryption to protect data that’s transmitted from browser to server from being intercepted or stolen. Walmart assures its customers that your credit card data is never transferred to the Walmart store you’re patronizing.

Another option you can consider for added security is to provide a credit card that has a zero percent fraud liability benefit. A lot of credit card companies have this feature on their cards.

Frequently Asked Questions (FAQs) About Walmart Pay

Below are some of the most frequently asked questions about walmartpay answered:

Does Walmart Pay Carry Purchase Restrictions?

Yes, there are some goods and services that you cannot pay with using Walmart Pay. One of these is fuel. You also cannot use Walmart Pay to pay your purchases under SNAP, EBT, or WIC, and at Sam’s Club.

Is Walmart Pay Accepted At Other Superstores?

superstore shelves with food

You can only use Walmart Pay at Walmart Superstores and other retail chains that are under the Walmart brand. As mentioned above, you cannot use Walmart Pay to pay for your items at Sam’s Club locations.

Is There a Cashback Rewards Program With Walmart Pay?

Because Walmart Pay is generally a mobile wallet with information that helps facilitate your preferred form of payment, you can only avail of a cashback rewards program if you provide a credit card that offers these types of rewards and incentives to cardholders.

Conclusion – Is Walmart Pay For You?

If you’re a frequent shopper at Walmart, 100%, you should have the Walmart App on your smartphone. It won’t cost you a cent and it makes the shopping experience faster, easier, and more convenient.

And you can continue to accumulate rewards points and enjoy the perks of a shopping incentives program as long as you add a credit card with these types of benefits to your Walmart Pay account.